Frequently Asked Questions

No.

Brad Smotherman is not a defendant in the matter referenced online. He is the plaintiff who filed a civil lawsuit concerning illegal lending practices, including usury (charging interest above legal limits).

The lawsuit concerns loans that allegedly charged interest and fees exceeding legal limits under applicable state law.

The case seeks remedies provided by statute for unlawful lending practices.

It is a civil matter being resolved in court.

No.

There are no criminal charges involved. The case is a civil dispute regarding lending practices and statutory interest limits.

The prior version of this domain was created and operated anonymously by a third party located outside the United States.

The content:

- Presented allegations as established fact

- Mischaracterized the roles of the parties

- Omitted context

- Was not tied to any adjudicated finding

The content has since been removed.

Yes.

At approximately the same time the prior website went live, anonymous communications using similar language were circulated online and sent to individuals in Brad Smotherman’s personal and professional network.

Those communications were not filed in court and were not subject to cross-examination.

No.

Civil lawsuits are how legal disputes are resolved. Allegations are not findings. Liability is determined through evidence and due process.

Usury refers to charging interest above legal limits set by state law.

Usury laws exist to prevent unlawful or excessive interest charges and to provide remedies when violations occur.

When a borrower believes interest and fees exceed legal limits, the law provides a mechanism to challenge those charges in court.

Enforcing statutory protections is not misconduct — it is the function of the legal system.

No.

The lawsuit was filed openly, under his real name, in a court of law.

The matter is being addressed through proper legal channels.

Reliable information can be found through:

- Public court filings

- Official business websites

- Verified professional profiles

- Final court decisions

Anonymous websites and unsourced posts should be evaluated carefully.

This domain previously ranked for Brad Smotherman’s name and was used to publish misinformation.

It is now used to ensure accurate, factual information appears when his name is searched.

This website will remain active while misinformation continues to circulate. It may redirect to an official professional site once no longer needed.